Tag: Fintech

Stay updated with insights on fintech at PaymentsJournal. Explore trends, news, and expert analysis on financial technology innovations and their transformative impact on the finance industry.

Why Student Loans Should Be a Touchpoint for Financial Institutions

by Wesley Grant

November 19, 2025

As fintechs and digital-first banks have entered the industry, many financial institutions have searched for ways to reach new customers ...

JPMorgan, Fintechs Agree on Payments for Customer Data

by Tom Nawrocki

November 14, 2025

The long-running dispute between JPMorgan Chase and the third-party apps that rely on its data has finally reached a resolution. ...

Federal Reserve Governor Posits Master Account Model for Payments Firms

by Wesley Grant

October 22, 2025

Master accounts with the U.S. Federal Reserve have traditionally been the sole domain of banks, but Fed Governor Christopher Waller ...

How Emerging Technologies Are Powering the Modern Payments Stack

by Wesley Grant

October 13, 2025

For years, tech and payments leaders have called for financial institutions to modernize their core banking systems. However, the meteoric ...

Walmart’s OnePay Adds Crypto Trading to Its Burgeoning Resume

by Wesley Grant

October 3, 2025

OnePay has made significant enhancements to its services since Walmart took a majority stake in the company, and now the ...

Plaid Agrees to Pay JPMorgan Chase Fees to Access Data

by Wesley Grant

September 16, 2025

In a deal that could have far-reaching ramifications for the U.S. financial service industry, Plaid will pay JPMorgan Chase (JPMC) ...

Amazon Acquires Axio, Expanding Its Financial Services Scope in India

by Wesley Grant

September 4, 2025

After receiving approval from the Reserve Bank of India in June, Amazon has completed its acquisition of fintech Axio in ...

Big Banks Will Soon Rely Heavily on Developer Communities

by Tom Nawrocki

September 3, 2025

Why have startup fintechs been able to make up so much ground on 150-year-old banks in recent times? To a ...

PayPal Disruption Leads to Fraud Surge at German Banks

by Wesley Grant

August 27, 2025

Financial institutions in Germany flagged millions of direct debits linked to fraudulent activity following a temporary interruption on PayPal’s platform. ...