Tag: Fintech

Stay updated with insights on fintech at PaymentsJournal. Explore trends, news, and expert analysis on financial technology innovations and their transformative impact on the finance industry.

Navigating Global Fintech Regulations Through Strategic Regulatory Arbitrage

by Vinod Sivagnanam

July 16, 2025

As fintech continues to reshape global finance, both startups and established players are learning that innovation often outpaces regulation. With ...

JPMorgan Chase to Charge Fintechs for Customer Data Access

by Wesley Grant

July 14, 2025

Fintechs like PayPal and Block may soon have to pay for access to banking customers’ data if JPMorgan Chase proceeds ...

IMF Study Highlights Benefits of Interoperability in Payments Innovation

by Tom Nawrocki

June 27, 2025

Interoperability has long been a goal for payment systems, which are often siloed and operate in parallel. In addition to ...

Wells Fargo Ramps Up Hiring to Capture Growing Tech Market

by Wesley Grant

April 14, 2025

Following significant tech breakthroughs in recent years, Wells Fargo is aiming to expand its presence in the sector by strengthening ...

Seven-Hour ECB Outage Leaves Trillions of Euros in Limbo

by Wesley Grant

February 28, 2025

A malfunction in a critical system at the European Central Bank (ECB) left more than three trillion euros up in ...

Merchants Are Searching for Value in an Increasingly Complex Environment

by Wesley Grant

February 18, 2025

Recent technological breakthroughs have given merchants more payment optimization options than ever before. However, the increasing complexity of the landscape ...

UK Banking Outages Could Stem from Dependence on Technology

by Wesley Grant

February 3, 2025

A series of service outages have impacted major British financial institutions in recent days, causing payment delays that have affected ...

Section 1033 Rules Make Compliance Top-of-Mind for Technology Professionals

by Wesley Grant

December 19, 2024

Open banking has been lauded as the future of the global financial system, and the U.S. is now beginning to ...

CFPB Finalizes Rules Holding Fintechs Accountable to Banking Regulations

by Wesley Grant

November 21, 2024

A year after the U.S. Consumer Financial Protection Bureau said it wanted to strengthen regulations governing the growing number of ...

FDIC to Regulate Fintech and Bank Partnerships After Synapse Failure

by Wesley Grant

September 18, 2024

The Federal Deposit Insurance Corporation has proposed a rule that would require financial institutions to hold their fintech partners accountable ...