Interest Rate Caps Shift Credit Access, the Fed Finds
What would happen if President Trump’s proposed 10% cap on credit card interest rates were enacted nationwide? The New York ...
Tag: New York Fed
Explore how the New York Fed influences payments and banking through monetary policy execution, financial market operations, supervision, and research shaping U.S. financial stability and payment infrastructure.
Canadian Cardholders Are Also Feeling the Pinch
While credit delinquencies in the U.S. continue to reach historical levels, Canada is facing a delinquency crisis of its own. ...
Delinquencies Run Rampant as Student Loan Collections Return
The process of collecting defaulted student loan payments has resumed after a five-year pause due to COVID-19, and the outlook ...
Two Key Factors Driving Credit Card Rates Higher
Credit card rates remain high for two main reasons, according to a new study from the New York Fed: steep ...
The Return of Student Loan Payments Is Playing Havoc with Credit Scores
Many Americans are waking up to substantial declines in their credit scores as delinquent student loans begin impacting them for ...
Credit Card Applicants See Rockier Times Ahead
Americans expect it to become harder to obtain a new credit card over the next year, to the point that ...
Rising Delinquencies on Car Loans Send a Warning to Lenders
In a cautionary signal for the lending industry, auto loans delinquencies are reaching new heights, particularly among borrowers with poor ...
Small Banks Still Struggling with Credit Card Delinquencies
Despite an improving economy, credit card delinquency rates have remained persistently high over the past couple of years. Following the ...
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