How Developers Are Driving the Future of Embedded Payments
Every year, billions of dollars vanish at the final step of online shopping, not because consumers change their minds, but ...
Tag: Retailers
Stay updated on retail industry trends and payment innovations. PaymentsJournal offers expert analysis and news on developments affecting retailers and their payment strategies.
The Gift Card Shift: From Convenience to Core Shopping Strategy
The past holiday season didn’t just test consumer wallets—it revealed how dramatically shopping behavior is evolving. As inflation-weary shoppers searched ...
Ohio Cash-Only Law Would Carve Out Protections for Retailers
A proposal requiring retailers to accept cash for purchases up to $500 is moving through the Ohio legislature. While much ...
Cuts to SNAP, Rising Cash-out Provisions Lead Prepaid Regulatory Concerns
For the prepaid industry, 2025 has been focused on federal legislation, particularly the impact of the omnibus so-called “One Big ...
The Gift Card Boom—and What’s Driving It
For the 18th year running, gift cards topped wish lists as the most requested holiday present—solidifying their role as a ...
ACH Has Best Year on Record, Driven By Accelerating Same Day ACH Adoption
Amid constant speculation about the future of payments technology, the ACH Network had its best year yet. The ACH Network ...
Top 5 Retailer Types for Debit Cards
Debit cards have become an integral part of modern financial transactions, offering consumers a convenient and secure way to access ...
Cash and Debit Discounts: More Ways for Shoppers to Save
Everyone loves to save, shoppers and retailers alike. While inflation rates and prices have come down somewhat, consumers still prioritize ...
Visa, Mastercard Settlement More Symbolic Than Substantive
When Visa and Mastercard settled with retailers for $30 billion, it was touted as a win for the underdogs. Merchants, ...
CFPB Is Keeping an Eye on Credit Card Rewards, BNPL Services
The Consumer Financial Protection Bureau (CFPB) is examining a rise in consumer complaints related to credit cards rewards. During the ...
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