The Growing Data Battle Between Banks and Fintechs
JPMorgan Chase shook the industry last year when it announced plans to charge fintech companies for access to customer data. ...
Tag: Section 1033
Explore how Section 1033 shapes open banking in the U.S., granting consumers greater control over financial data while influencing API access, compliance obligations, and competition in payments and banking.
Why a Bill Pay Redesign Should Be a Higher Priority for FIs
Bill pay has been a core service for financial institutions for years. However, aside from the digital exterior, the nuts ...
Big Banks Will Soon Rely Heavily on Developer Communities
Why have startup fintechs been able to make up so much ground on 150-year-old banks in recent times? To a ...
Stripe Leads Pushback Against JPMorgan’s Data Access Fees
Fintechs are pushing back against JPMorgan Chase’s data access fees, which could reach $300 million a year for some of ...
Visa to End Its Open Banking Operations in the U.S.
As concerns grow over the relationships between fintechs and banks, Visa will reportedly shut down its open banking services in ...
Whether Market-Led or Directive-Driven, Open Banking Marches On
The European Union is working on the third iteration of its regulatory framework governing open banking. Meanwhile, across the Atlantic, ...
JPMorgan Chase to Charge Fintechs for Customer Data Access
Fintechs like PayPal and Block may soon have to pay for access to banking customers’ data if JPMorgan Chase proceeds ...
The Ramifications of the EU’s DORA Regulations Go Far Beyond Cybersecurity
The Digital Operational Resilience Act (DORA) went into effect last week in the European Union, and many of the region’s ...
Section 1033 Rules Make Compliance Top-of-Mind for Technology Professionals
Open banking has been lauded as the future of the global financial system, and the U.S. is now beginning to ...
CFPB Unveils Rules to Guide Open Banking in the U.S.
The Consumer Financial Protection Bureau has announced its much-anticipated plans to shepherd the adoption of open banking in the United ...
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