The Easiest Route to Modernizing Payments? PaaS.
Many banks rely on legacy systems, often built 15 or 20 years ago—sometimes on IBM mainframes. The original developers have ...
Tag: Technology
Stay updated with insights on technology at PaymentsJournal. Explore trends, news, and expert analysis on technological innovations and their transformative impact on payments and banking.
The True Costs of Poor Payment Experiences (And How Modern Technology Can Help)
For more than 15 years, PayNearMe has helped billers optimize the payment experience. In a PaymentsJournal podcast, John Minor, PayNearMe’s ...
The Downside of Not Offering Real-Time Payments
There have been remarkable strides toward U.S. real-time payment adoption in recent years, driven by growing demand among businesses and ...
Fast, Secure, and Future-Ready: Santander Consumer’s Payments Tech Transformation
In the fast-changing world of financial services, modernizing payments technology has become essential for businesses looking to reduce costs, enhance ...
Neglecting Payment Reconciliation: The Hidden Threat to Business Stability and Growth
For any business, payment reconciliation may not be the most glamorous task, but it's certainly one of the most critical. ...
Two Ideas to Protect and Strengthen the U.S. Financial System
The U.S. financial system has an unrivaled history of resilience and creativity. Banks, credit unions and other financial institutions, supported ...
New Tools for Limiting a Bank’s Exposure to Fraud
Banks allocate significant resources to fighting fraud, both in prevention and in maintaining reserves for potential losses. No matter how ...
As ATMs Do More, Financial Institutions Require Sophisticated Solutions
The ATM industry has undergone a dynamic shift that has taken automated teller machines far beyond cash dispensation. As the ...
Open Banking Can Be an Equalizer for Small Banks and Credit Unions
Open banking has come to encompass so much that it can be hard to define. At its heart, open banking ...
The Elevated Role of Cash Visibility and Automation in the CFO’s Office
The role of the Chief Financial Officer has evolved significantly in recent years, with finance offices increasingly tasked with driving ...
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