Tag: VantageScore

Explore how VantageScore influences credit underwriting in payments and banking, offering alternative scoring models that impact lending decisions, risk assessment, and financial inclusion strategies.

Gift Cards Holiday Season, credit freeze

Holiday Season Brings Added Pressure for the Lowest-Income Borrowers

by Tom Nawrocki

November 20, 2025

One concerning trend heading into the holiday shopping season is the rise in credit card delinquencies among the lowest-income households, ...

Auto Loan Delinquencies Creep Higher Among the Most Creditworthy

by Tom Nawrocki

August 25, 2025

Credit delinquencies are starting to creep up even among borrowers with the highest credit scores. Research shows that most of ...

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Tag: VantageScore

Holiday Season Brings Added Pressure for the Lowest-Income Borrowers

Auto Loan Delinquencies Creep Higher Among the Most Creditworthy

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