Tag: VantageScore

Explore how VantageScore influences credit underwriting in payments and banking, offering alternative scoring models that impact lending decisions, risk assessment, and financial inclusion strategies.

Fannie Mae, Freddie Mac Embrace Alternative Credit Scoring

by Wesley Grant

April 23, 2026

As economic pressures continue to price many prospective buyers out of homeownership, Fannie Mae and Freddie Mac are turning to ...

Gift Cards Holiday Season, credit freeze

Holiday Season Brings Added Pressure for the Lowest-Income Borrowers

by Tom Nawrocki

November 20, 2025

One concerning trend heading into the holiday shopping season is the rise in credit card delinquencies among the lowest-income households, ...

Auto Loan Delinquencies Creep Higher Among the Most Creditworthy

by Tom Nawrocki

August 25, 2025

Credit delinquencies are starting to creep up even among borrowers with the highest credit scores. Research shows that most of ...

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Tag: VantageScore

Fannie Mae, Freddie Mac Embrace Alternative Credit Scoring

Holiday Season Brings Added Pressure for the Lowest-Income Borrowers

Auto Loan Delinquencies Creep Higher Among the Most Creditworthy

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