PaymentsJournal
No Result
View All Result
SIGN UP
  • Commercial
  • Credit
  • Debit
  • Digital Assets & Crypto
  • Digital Banking
  • Emerging Payments
  • Fraud & Security
  • Merchant
  • Prepaid
PaymentsJournal
  • Commercial
  • Credit
  • Debit
  • Digital Assets & Crypto
  • Digital Banking
  • Emerging Payments
  • Fraud & Security
  • Merchant
  • Prepaid
No Result
View All Result
PaymentsJournal
No Result
View All Result

The Dystopia of “Minority Report” is Merging with Reality

By Mercator Advisory Group
August 24, 2012
in Mercator Insights
0
0
SHARES
0
VIEWS
Share on FacebookShare on TwitterShare on LinkedIn

Illustration with word cloud with the word Blockchain.

This clip above is from Steven Spielberg’s MinorityReport, a film released in the summer of 2002. The scene shows TomCruise’s character, Captain John Anderton, walking into a Gapclothing retail store. As soon as he walks in, the store’s systemuses a retinal scan to immediately identify him. The system thenproduces a holographic image that greets him by name and asks if hewas satisfied with his previous purchase.

This scene was included in the film as an example of theelimination of the right-to-privacy in the society of 2054. Just 10years ago, the ability to immediately identify customers as theywalked into a store was considered a terrifying example of what thefuture might hold 50 years down the line.

This technology is available in 2012, and it’s already beingimplemented in stores worldwide. But instead of using retinal scansand holograms, it all runs through the consumer’s mobile device. Asan example, just a few weeks ago, Macy’s announced that theShopkick mobile rewards program would now be active at all 800 ofits stores in the United States. This program sends messages to theconsumer’s phone via the store’s audio system; once the phonereceives the messages, the consumer is given “kicks” (pointsredeemable for various goods and services) as a reward for visitingthe store. To summarize, the merchant-in this case Macy’s-employs asystem that can recognize the presence of the smartphone, identifythe device as belonging to the specific customer, conclude that thecustomer is in their store, and reward the customer based on thatconclusion. The similarity is undeniable.

This is only one example. A number of other solutions usegeofencing or RFID to identify the mobile devices in the store,which can then be linked to the customers who own them. This raisesa number of questions, the most important of which is: why areconsumers voluntarily signing up for programs today which only tenyears ago were used as examples of frightening invasions ofprivacy?

A cynic might point out that today’s real world systems provideconsumers with rewards for opting in, whereas the system in thefilm did not. This would imply that consumers are willing to selltheir privacy for a relatively low price. However there is a muchmore significant difference between the two systems:

Mobile device-based programs provide consumers with control thatthey weren’t provided with the retina scan-based program from thefilm. Smartphone-based programs can be opted into and out of (andeven if they couldn’t, the consumer has the option to shop withouttheir phone), while the retina scan is involuntary and not limitedto pre-selected merchants. A consumer might not care if a fewbusinesses know exactly when they enter and exit their stores, butthe Minority Report system allowed consumers to be kept in constantsurveillance. The film shows people being monitored (forcefully, insome cases) in the streets and in their own homes, not just whenentering stores.

While this scene was intended to convey the total elimination ofprivacy in that society, the issue was not that retinal scansenabled the Gap to keep track of its customers. The issue was thatretinal scans enabled all businesses and government entities tokeep track of all people at all times, with or without theirconsent.

0
SHARES
0
VIEWS
Share on FacebookShare on TwitterShare on LinkedIn
Tags: Banking ChannelsCompliance and RegulationDebitFraud Risk and AnalyticsMerchant AcquiringMobile PaymentsPrepaidSelf Service and ConvenienceSocial Media

    Get the Latest News and Insights Delivered Daily

    Subscribe to the PaymentsJournal Newsletter for exclusive insight and data from Javelin Strategy & Research analysts and industry professionals.

    Must Reads

    fraud as a service

    Keeping Up with the Most Dangerous Fraud Trends of 2026

    December 8, 2025
    open banking

    Open Banking Has Begun to Intrude on Banks’ Customer Relationships

    December 5, 2025
    conversational payments

    Conversational Payments: The Next Big Shift in Financial Services  

    December 4, 2025
    embedded finance

    Inside the Embedded Finance Shift Transforming SMB Software

    December 3, 2025
    metal cards

    Metal Card Magnitude: How a Premium Touch Can Enthrall High-Value Customers

    December 2, 2025
    digital gift cards

    How Nonprofits Can Leverage Digital Gift Cards to Help Those in Need

    December 1, 2025
    stored-value prepaid

    How Stored-Value Accounts Are the Next Iteration of Prepaid Payments

    November 26, 2025
    google crypto wallet, crypto regulation

    Crypto Heads Into 2026 Awaiting Its ‘Rocketship Point’

    November 25, 2025

    Linkedin-in X-twitter
    • Commercial
    • Credit
    • Debit
    • Digital Assets & Crypto
    • Digital Banking
    • Commercial
    • Credit
    • Debit
    • Digital Assets & Crypto
    • Digital Banking
    • Emerging Payments
    • Fraud & Security
    • Merchant
    • Prepaid
    • Emerging Payments
    • Fraud & Security
    • Merchant
    • Prepaid
    • About Us
    • Advertise With Us
    • Sign Up for Our Newsletter
    • About Us
    • Advertise With Us
    • Sign Up for Our Newsletter

    ©2024 PaymentsJournal.com |  Terms of Use | Privacy Policy

    • Commercial Payments
    • Credit
    • Debit
    • Digital Assets & Crypto
    • Emerging Payments
    • Fraud & Security
    • Merchant
    • Prepaid
    No Result
    View All Result