Fraud is no longer about impersonation—it’s about creation. Synthetic identities are evolving into fully formed digital personas with histories, behaviors, and credibility, often outperforming real users in traditional risk models.

On October 28, Diarmuid Thoma, Head of Fraud and Data at AtData, Jose Pallares, Senior Director of Product at Experian, and Jennifer Pitt, Senior Analyst of Fraud Management at Javelin Strategy & Research will examine how the rise of a synthetic economy is reshaping payments, risk, and even the very definition of a customer. They’ll explore how FIs are evolving their approach to fraud detection as agentic AI gives fraudsters new tools to scale and adapt.