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Amazon May Hand Off Payments To Whole Foods

By Raymond Pucci
September 6, 2019
in Analysts Coverage, Merchant
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Amazon May Hand Off Payments To Whole Foods

Amazon May Hand Off Payments To Whole Foods

Biometric payments are emerging as the next step in frictionless commerce, offering consumers a faster and more convenient alternative to cards, cash, and mobile wallets. By authenticating shoppers through unique physical characteristics, retailers can streamline checkout while reducing the need to carry a payment device. Amazon’s exploration of hand recognition technology highlights the growing interest in biometric authentication as part of the future of retail payments.

You can’t leave home without them. That would be your hands, and now they could be a future payment method for Amazon Prime members at Whole Foods.

Grocery stores can have long checkout lines even for so-called express lanes. Now Amazon reportedly is trying to speed up the payment transaction process by testing a method where a consumer simply shows their hand at checkout for scanning. No fumbling for change or searching for a plastic card.

Shoppers would pre-register and link a hand image to a payment card. Then a simple display of the hand to the cashier gets you out the door. Contactless payment via card or phone are already in place at most grocery stores, so whether consumers would opt for paying by hand remains to be seen. While Amazon Go store mobile self-checkout has proven successful, grocery stores are too large to make this technology affordable right now. However, how about Whole Foods having an Amazon Go zone within a store for grab and go items? This would be faster than waiting in a checkout line even if you can pay with your hand.

A NY Post article, excerpted below, discusses more on the topic:

Forget the titanium Apple Card — Amazon’s latest payment method uses flesh and blood. The e-tailing giant’s engineers are quietly testing scanners that can identify an individual human hand as a way to ring up a store purchase, with the goal of rolling them out at its Whole Foods supermarket chain in the coming months, The Post has learned.

Employees at Amazon’s New York offices are serving as guinea pigs for the biometric technology, using it at a handful of vending machines to buy such items as sodas, chips, granola bars and phone chargers, according to sources briefed on the plans. The high-tech sensors are different from fingerprint scanners found on devices like the iPhone and don’t require users to physically touch their hands to the scanning surface.

Instead, they use computer vision and depth geometry to process and identify the shape and size of each hand they scan before charging a credit card on file. The system, code-named “Orville,” will allow customers with Amazon Prime accounts to scan their hands at the store and link them to their credit or debit card.

As biometric technologies continue to mature, retailers will weigh the benefits of faster checkout and improved convenience against consumer concerns around privacy and data security. Whether hand recognition becomes mainstream or remains a niche payment option, innovations like these demonstrate how retailers are reimagining the checkout experience to make payments more seamless and efficient.

Overview by Raymond Pucci, Director, Merchant Services at Mercator Advisory Group

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Tags: AmazonSelf Service and ConvenienceWhole Foods

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