Brian Riley

Credit cards and installment loans are consumer lending products, but they vary in objectives and terms. Credit cards provide consumers...

Co-branded credit cards are off to a strong start in 2022 as top issuers rebuild their card portfolios. In July,...

Experian reported the introduction of the Buy Now Pay Later Bureau, a proprietary offering that promises to fix the issue...

There’s plenty in the press on financial inclusion and ways to embrace the under-and-unbanked. Yesterday’s discussion on a solid solution...

My personal FICO Score is usually 5% to 10% lower than my wife's score. She is long-retired, and I am...

Keeping credit bureau data accurate is a massive task the industry has toiled with since credit cards became a mass-market...

A post at the CFPB blogsite indicated that the regulator would soon be reviewing the inner workings of the credit...

If you are reading this today, you are probably aware of Mercator Advisory Group’s intense focus on Buy Now, Pay...

Credit card co-brands are essential because they can add scale to issuers who manage the relationships. When properly engineered, programs...

It isn't like the cola wars, where Mastercard and Visa are fighting for turf like Coke and Pepsi, but rather...