Brian Riley

With the winter holidays behind, one would expect BNPL to be flourishing. However, recent events suggest otherwise. Regulators are swarming,...

A New York Times headline on inflation warns that “prices climbed 7.5 percent in January, the fastest inflation since 1982.”...

TransUnion, a top credit reporting agency, published numbers on lending sources. Spoiler Alert: Banks do not dominate every sector regarding...

The American Banker published a table of the top 140 credit card portfolios and their YoY increases on September 30,...

NPR recently reported a move to limit fintechs from lending through rent-a-banks, which could negatively impact credit cards issued through...

Credit cards and installment loans are consumer lending products, but they vary in objectives and terms. Credit cards provide consumers...

Co-branded credit cards are off to a strong start in 2022 as top issuers rebuild their card portfolios. In July,...

Experian reported the introduction of the Buy Now Pay Later Bureau, a proprietary offering that promises to fix the issue...

There’s plenty in the press on financial inclusion and ways to embrace the under-and-unbanked. Yesterday’s discussion on a solid solution...

My personal FICO Score is usually 5% to 10% lower than my wife's score. She is long-retired, and I am...