The Verizon Credit Card: Synchrony Kicks Off 2020 With a Big Win
2019 was a significant year for Synchrony. The company was selected by Venmo to issue a credit card, created an...
Targeting Perma-Debt, U.K. Banks Get Serious About Credit Card Minimum Dues
In the U.K., it is called 'persistent' credit card debt, but the U.S. credit card companies use a better phrase:...
Make Hay While the Sun Shines: Focus on Prime and Super-Prime Credit Cards, Shield Against Risk
Credit card bankers are not in agreement regarding when the economy will shift into a downturn. For some, everything is...
Sezzle Gets Back Into Action With California Regulator’s Approval
Last week, we reported that Sezzle’s ability to lend in California was over as the California Department of Business Oversight...
China Trade Deal: Resolving a Decade-Old Credit Card Issue?
Years in the making, it appears that the bureaucratic fence may have tumbled under the new trade deal with China,...
Happy Regulators are Productive Regulators: Some Work to Do at CFPB
Employee surveys provide an interesting view of an organization from the inside out. If done well, people do not feel...
All Bets Are Off with U.K. Credit Card Gambling
“Money won is twice as sweet as money earned,” said Fast Eddie Felson, the protagonist in Martin Scorcese’s The Color...
Cabs, Credit Cards, and Rewards: Chase/Lyft Face off with Amex/Uber
The days of the classic Checker Cab and the Black London Taxi are over. Today’s New York Times indicates that...
Surcharging or Overcharging Credit Cards: Hold the Pickle, Hold the Lettuce
In the few times that a merchant put a credit card surcharge on my restaurant bill, one word comes to...
TILA, EFTA and CARD Act Compliance: An A+ for Credit Card Lenders
In its December 2019 Report to Congress, the CFPB indicates lenders, particularly credit card firms, highly comply with standards required...
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