No More Laboring about LIBOR in Credit Cards
As a person who operated as both a borrower for personal requirements and as a lender with underwriting experience, I've...
Alliance Data Selects Fiserv for Credit Processing
Big news item as Alliance Data shifts to Fiserv. Alliance Data is one of the top lenders in the private...
CECL for Nerds and Credit Card Managers
OK, so Current Expected Credit Losses (CECL) might not be as flashy as JPMC's new payment acceptance device, Synchrony's new...
FICO Scores: Where We Are Versus Where We Will Be
Today’s read comes from the WSJ, which wonders why consumer credit scores look good in a tough economy. Millions of...
Marketplace Lending: LendingClub Flounders, is the Market Still Viable?
Unlike the predictability (or recent unpredictability) of credit cards, marketplace lending has issues of its own. And, today we read...
Balance Assist at Bank of America: Fair Pricing for the Payday Sector
There has never been a shortage of innovation at Bank of America, a top financial institution. While my personal favorite...
Digital Money: Everything Old is New Again
Here is an interesting piece from Fintechzoom on Ant Financial and digital money. Note that some of the references may...
Venmo Synchs With Synchrony
The world of credit cards certainly felt the impact of COVID-19. However, there is no shortage of innovation at Synchrony....
Digital Payments: In Credit Cards, Be There, or Be Square
If you are reading this, you are probably a payment geek of some degree. Here’s an excellent read from the Economist...
Managing Around COVID-19 Constraints: Synchrony Brings More Innovation to Credit Cards
Here is an example of a credit card development, announced today by Synchrony, which will be useful after the pandemic...
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