Brian Riley

Before COVID (BC), there used to be a relatively simple hierarchy in payments.  The rent or mortgage gets paid first. ...

Usually, credit losses and unemployment rates follow similar trends.  People lose their jobs and cannot pay their bills.  It is...

The Australian market is the place to watch if you follow Buy Now Pay Later (BNPL) lending.  With 25.4 million...

Fair Lending, covered by Regulation B (also known as the Equal Credit Opportunity Act; ), is an essential facet of...

Co-branded credit cards play an essential part in account acquisition and retention.  By linking up with a partner, card companies...

Barclays has a storied history in credit cards.  The firm issued their first credit card in 1966, in merry old...

The BNPL model, as we know it, is in a temporary state. Indeed, the pricing model will change when interest...

We probably did not need rocket scientists to tell you that credit card purchasing makes you feel good, but the...

As the world faces COVID, there is increasing friction by merchants who claim that card fees represent a "bigger burden,"...

Social Finance (SoFi) has a storied history in its ten-year lifetime.  The firm was initially formed to meet its four...