U.S. Credit Unions: Fewer Credit Unions, Bigger Credit Unions
Two stories today pull data from the NCUA’s 3Q19 summary. Credit Union Times indicates that 12-month growth is the lowest...
Payment Instrument Trends: How Does Your Household Stack Up Against the Fed Survey?
Woodrow Wilson established the Federal Reserve Bank (the Fed) in 1913 when he signed the Federal Reserve Act. The Fed conducts...
JD Power Survey Puts Discover Small Business Card at the Top in the U.S. Market
JD Power’s recent survey indicates that Discover Card is back in the U.S. market in a large way. The issuer’s...
Credit Cards: You Might Think Presidential Candidates Hate Them But Maybe Not So Much
With the CARD Act of 2009 and Dodd-Frank, it is easy to assume that U.S. presidential candidates hate credit cards,...
China or Bust: Sooner or Later, Expect a Storm
The shift to a consumer-driven economy continues in China, as credit card debt grew six-fold since 2012. S&P Global Ratings expects...
Personal Loans. Household Moans. Lenders Groan.
Are personal loans the greatest new thing, or simply a way to shift credit card debt? This article in the...
Alliance Data/Comenity Credit Cards: New Leadership, Again
Both Bloomberg and Business Journals reported on a short serving CEO at Alliance Data, a top private label credit card...
Get Credit Cards Ready: Christmas, Diwali, Hanukkah, and Kwanzaa, Are In Sight
Mercator Advisory Group’s 2020 Credit Card Outlook expects a strong year with profitability back in the credit card business, steady...
Note to Apple: Next Time, Bring Your Banker
“Created by Apple, not a bank” was Apple’s moniker as it tried to popularize the new credit card; this undoubtedly...
Reward Cards or No Fee Cards or Both: What Do Consumers Choose?
Here is an interesting article from The Motley Fool, which draws data from Experian’s CreditMatch tool. The data needs to...
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