Sonic Boom, Sonic Breach, Sonic Bust
Another big breach, this time it looks like 5 million fried food lovers from Sonic. Fast Company reports that card...
Losses Frighten; Regulators Tighten
What goes around comes around. One of the ways you survive in the payments business is by keeping an eye...
Equifax Breach Solutions: Physician, Heal Thyself!
The irony of it all. Today’s New York Times calls out Equifax’s breach management program offered for sale to victimized...
Payday Lenders, High Cost and High Risk Loans Need Alternate Thinking
Payday lending, like credit card interchange, typically get a bad rap. In the interchange issue, merchants tend to posit that...
Hurricanes Harvey and Irma Will Boost Consumer Credit Outstanding
Having just survived Hurricane Irma in (now sunny) Tampa, FL, this read from NASDAQ.com hits a chord. The hurricane will...
The FTC Is Investigating the Equifax Breach. Here’s Why That’s a Big Deal.
143 million consumers were affected by the Equifax breach. That averages out to just about every US household. As issues...
Americans’ Borrowing Hits Another Record. Time To Worry?
Worrying is a bit passive. We say it is time to shore up the process or circle the wagons. Credit...
A Cybersecurity Breach at Equifax Left Pretty Much Everyone’s Financial Data Vulnerable
I’m Hit. Were You? Gulp. The big enchilada. A credit data breach at a credit bureau. …and, when I go...
American Express Targets Millennials with a No-Fee Delta Credit Card
The pendulum is beginning to swing away from high priced travel cards. Chase just launched their leaner TravelBank reward program,...
Credit Card Reward Value Falls 63 Percent Over Past Year
Low Interchange = Low Rewards. In Australia, the first nation to put cost accounting into their standards for interchange, implemented...
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