The Credit Card Rewards War Rages. Are You the Loser?
Many people don’t need algorithms to decide which payment card to use. My personal model is that I only use...
Most People Say They Are Aware of Their Credit Standing, but Far Fewer Check Their Credit Score More Than Once a Year
Your credit score is more than just an interesting metric. It affects what you pay for credit, insurance and a...
Why Amazon’s Growth in Small Business Lending Threatens the Banking Systems
It all started with books, and as Atlantic Monthly will tell you, the first title was a bit of a...
SoFi plans to apply for a bank charter in the next month
This announcement can rock the payments world in many ways. Bank cards are called bank cards because industry requirements dictate...
Small Businesses Warn of Credit Card Processing Nightmare
Payment processing for companies such as Home Depot and Walmart is a relatively painless process; volumes create power, attract better...
EU rules to stem payment fraud may disrupt six billion euros of e-commerce: Visa
A few weeks ago, the Indian government shocked the world by calling in all payment notes valued above 500 rupees...
Credit Card Debt Surges: Owe, Canada!
Ten years ago, credit cards in Canada were novel. Issuers were confined to offering only one brand. The “big five”...
Alternative Lending: The Grass is Always Greener on the Other Side of the Fence
Alternative lending has become an increasingly important source of capital for small businesses, offering faster approvals and more flexible underwriting...
Credit Card Applications: Too Complex for Some or do People Just Sign and Go?
Credit card applications are an important step towards gaining financial stability and independence. Filling out an application can seem daunting,...
Wells Fargo Fined $185 Million for Fraudulently Opening Accounts
Despite the fact that the card business is a $10 trillion global enterprise, it is relatively straight forward. In the...
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