With the announcement of the final debitinterchange rules under the Durbin Amendment, we close the firstchapter on debit pricing regulation....

NPR listeners may have recently heard a reporton the frequent use of Bob Dylan lyrics in legal rulings, with thetop...

There were no headlines that I noticed whenthe Fed published its Q1/2011 stats on credit card delinquencies.Yes, the stats are...

In the fall of 2010, small business creditcard issuers experienced a brush with potential new regulation asthe industry was accused...

It seems industry observers are just waiting fora major decline in credit and debit rewards programs, the formerdue to portfolio...

The casually-dressed hotel guest had itright; "So you're attending that big credit card conference?" (Mysuit and tie were a dead...

With the publication of our most recentCustomerMonitor Survey Series Report, Consumers and Retail BankingChannels: Old Channels Never Die, I am...

I will admit I have been a personalpartisan in favor of issuing EMV cards to U.S. travelers. I am notthe...

This blog entry seems to be déjà vu. Consumerrevolving credit declined an estimated $2.7 billion in Februaryfrom January (which was...

The Fed's new amendment to Reg Z regardingindividual ability to pay is a double-edged sword-on one hand aprotection against the...