Europe’s Digital Banks Got a Wake-up Call in 2020. and Consolidation Could Be Coming.
Fintech/challenger banks have cast a longer competitive shadow in the European banking industry, compared to the U.S., where new entrants...
Ecommerce Merchants Brace for a Return Season like No Other
2020 is notable for its spike in Ecommerce volume, as consumers stayed away from stores in droves. By choice or...
Stimulus Is Here. But There are Some Big Caveats.
With the final signature on the new COVID-19 relief and stimulus package on 12/27/20, a collective sigh of relief, however...
India Has Made Impressive Progress in ePayments, but Growing the End-User Base Remains a Challenge
An article in the Hindu Business Line highlights the impressive progress India has made in deploying the infrastructure of electronic...
Cloud Management Platform Centilytics Introduces New Service Pricing Model
Cloud management platforms can be a huge benefit for businesses that need to streamline operations and reduce costs. Providing the...
Who’s the Real Challenger? The Paradoxes of Digital Consumer Banking in the U.S.
Mention the term “challenger bank” and bankers might free-associate labels such as “fintechs,” “disruptors,” or “non-banks.” Those terms would certainly...
Mobile Only Banks, How Do They Work?
This U.K.-centric discussion of plusses and minuses to consumers provides a useful review of the digital-only “challenger banks” that have...
Mobile Payments: Getting Past the Speed Bump
After a flurry of high-profile universal mobile payment service introductions four years ago (Apple Pay, Google Pay, Samsung Pay), use...
Facebook Inc. Wants Your Financial Data
Facebook stirred up a bit of a hornet’s nest yesterday with this Wall Street Journal article which began: The social...
Consumers Say Cash Is Dying – and Don’t Even Think About Suppressing Its Use
One of the notoriously slippery areas in payment research is that of documenting consumers’ use of cash. We know there...
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