How Much Has Debit Card Interchange Revenue Increased?
Debit card interchange fee revenue is climbing steadily, reshaping a business line that has become increasingly important for banks, credit...
Tokenization: From Security Tool to Future-Ready Payments
High-profile data breaches at major retailers exposed thousands of consumers’ personal account numbers (PANs), spurring the adoption of tokenization—a solution...
Despite Fintech Encroachment, Banks Can Remain the Go-To for SMBs
For many small business owners, the workday doesn’t end when customers leave. It continues late into the evening—logging into multiple...
Top 4 Open-Loop Commercial Prepaid Loads
The open-loop commercial prepaid market is entering a more consequential phase. What began as a practical way to control spend...
From Reaction to Prevention: Rethinking Payment Fraud
With the advent of faster payments, many financial organizations have prioritized speed over fraud detection. Consumers expect instant transactions, but...
Returns, Disputes, and the Rise of First-Party Fraud
At first glance, it looks like a simple return or a routine dispute. But behind many of these transactions is...
ACH and the Path Toward Future-Ready Payments
ACH is a critical part of the U.S. payment infrastructure, driving a significant portion of transaction volumes and supporting important...
How Many Co-Branded Credit Cards Do Consumers Really Carry?
Co-branded credit cards are a mainstay in today’s payments landscape, but how many do consumers actually hold? Recent data shows...
Not Just Another Bank: How Credit Unions Can Reach Younger Members
Credit unions have distinct hallmarks: they are not-for-profit and member-owned. Yet amid the flood of financial services companies in today’s...
Escalating Scams Demand a Dedicated Response
Scams have become universal, affecting all types of consumers and every kind of organization. This has placed tremendous pressure on...
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