Which Generation Uses P2P Payment Apps the Most?
From splitting dinner tabs to buying concert tickets and paying small businesses, peer-to-peer payment apps have become part of everyday...
From a Checkbox to a Differentiator: Redefining ACH Fraud Monitoring
Last year, the treasurer’s office in Warren County, New York sent $3.3 million to what it believed was the county’s...
Why Do People Buy Prepaid Cards for Themselves?
Prepaid cards are often associated with gifting, but a growing number of consumers are purchasing them for their own personal...
The Emotional Toll of Financial Fraud
As financial fraud continues to accelerate, its impact on victims goes far beyond monetary loss. The emotional and behavioral effects...
Modernizing Payments: Tackling the Toughest Tech Challenges
Banks are racing to modernize their payments systems, as real-time payments surge and artificial intelligence begins to reshape every corner...
How Does Credit Risk Affect Loan Approval and Pricing?
Credit access and borrowing costs vary sharply depending on a consumer’s credit profile. New data from the Consumer Financial Protection...
What Should Credit Unions Be Doing with Crypto?
Many credit unions are grappling with the differences between cryptocurrency, stablecoins and tokenized deposits—and whether these innovations fit into their...
The Fate of Agentic Commerce Hinges on an Elusive Resource: Trust
In the past, banks and businesses could build rapport by delighting customers over several interactions. That window has largely disappeared...
How Much Has Debit Card Interchange Revenue Increased?
Debit card interchange fee revenue is climbing steadily, reshaping a business line that has become increasingly important for banks, credit...
Tokenization: From Security Tool to Future-Ready Payments
High-profile data breaches at major retailers exposed thousands of consumers’ personal account numbers (PANs), spurring the adoption of tokenization—a solution...
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