Holiday Season Brings Added Pressure for the Lowest-Income Borrowers
One concerning trend heading into the holiday shopping season is the rise in credit card delinquencies among the lowest-income households,...
Peru’s Instant Payment System Will Rely on India’s UPI
Peru plans to implement a real-time digital payments system based on India’s UPI sometime next year. Notably, Peru chose not...
JPMorgan’s In-Car Payments Unit Takes the Exit Ramp
JPMorgan Chase has decided to shut down its VW Pay division, formally known as the J.P. Morgan Mobility Payments Solution....
In the Era of BNPL, Deferred Interest Offers Hang On
With the holiday shopping season already underway, many gift givers may be enticed by the promise of deferred-interest financing. Although...
JPMorgan, Fintechs Agree on Payments for Customer Data
The long-running dispute between JPMorgan Chase and the third-party apps that rely on its data has finally reached a resolution....
New Approaches to Fighting New-Account Fraud
When financial institutions think about protecting against new-account fraud, they usually focus on the customer who has already applied and...
As Credit Washing Surges, TransUnion Fights Back
Fraudulent credit activity is on the rise, and it’s costing lenders—and consumers—millions. TransUnion is launching a solution to fight credit...
Visa Aims to Expand Stablecoin Usage to Gig Workers
Visa has launched a pilot program allowing freelancers and gig economy workers to receive payments in stablecoins. Building on Visa’s...
What the CFTC Has in Store for the Crypto Industry
The Senate has moved one step closer to regulating cryptocurrencies as commodities rather than securities—a shift that would open the...
Venmo Introduces New Rewards Program
Venmo’s new rewards program Stash lets users earn rewards for activities such as receiving direct deposits or shopping with participating...
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