Credit Cards

Stay updated with insights on credit cards at PaymentsJournal. Explore trends, news, and expert analysis on credit card solutions, usage, and the latest industry updates.

Compliance and Regulation

Visa and Mastercard Interchange Fees Face UK Challenge

by Wesley Grant

June 30, 2025

After lawsuits by hundreds of merchants, London's Competition Appeal Tribunal unanimously ruled that the interchange fees charged by Visa and...

Credit Cards

Chase and American Express Plan Premium Card Revamp

by Wesley Grant

June 16, 2025

As credit card debt hovers near historic highs, American Express and JPMorgan Chase are preparing to revamp their luxury credit...

Credit

A Perfectly Understandable Bad Idea: Why Merchants Should Reconsider Surcharging

by Wesley Grant

June 3, 2025

Most organizations factor in the cost of doing business when pricing their products or services. However, the costs of credit...

Credit Cards

Top 4 Issuers by Credit Card Purchase Volume

by PaymentsJournal

May 22, 2025

The U.S. credit card industry remains one of the largest and most competitive segments of the payments market, with a...

B2B

Visa Platform Aims to be the Hub for Banks, Fintechs, and Enterprises

by Wesley Grant

May 21, 2025

Business-to-business (B2B) payments dominate the global payments landscape, and Visa is launching a platform designed to connect the major players....

Credit Cards

How Many Private-Label Credit Cards do Consumers Own?

by PaymentsJournal

April 25, 2025

Americans are holding more private-label credit cards than ever—store-branded cards tied to specific retailers rather than major networks like Visa...

Apple savings accounts Direct Financial Service Plans from Apple Cause Fintech Stock Decline, apple card, third-party payment

Credit Cards

No Buyers for the Apple Card, but the Technology Is Hot

by Brian Riley

April 2, 2025

The WSJ reported that Visa is considering a $100 million bid to shift the Apple Card’s network alignment from Mastercard...

Credit

Why Risk Management Should be Top of Mind for Credit Card Issuers

by Wesley Grant

March 28, 2025

Credit card issuers are navigating a landscape filled with macroeconomic challenges, regulatory uncertainty, and financially strained consumers. Unfortunately, the road...