Too Many Americans Don’t Know Their Credit Card Rates
Recent record highs in credit card balances may be attributed to various factors, but research reveals an explanation that hasn’t...
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Credit
Credit impacts both consumers and businesses, playing an important role in personal finance and economic growth. It allows consumers to make purchases and helps businesses conserve cash while expanding operations.
As Credit Card Debt Skyrockets, More Consumers Use Debit
A recent analysis of debit trends found that active cardholders made an average of 34.6 debit transactions per month last...
Read moreDetailsRising Credit Lines Pose Risk as U.S. Credit Card Debt Hits $1.14 Trillion
The Federal Reserve Bank of New York released its Q2 2024 consumer debt report, revealing a $111 billion increase in...
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Paper or Plastic: Sustainable Cards Are the Wave of the Future
Cards made from paper and other sustainable materials continue to gain in popularity. In addition to being ecofriendly, paper cards...
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College Credit Cards: Getting Pizza & Beer Isn’t Like it Used to Be
Getting a college credit card was easy back in the day. Issuers flocked to the segment, which in 1990 represented...
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Best Practices in Secured Credit Cards: KeyBank Still Nails It
Not every consumer warrants an Amex Gold Card, a Chase Sapphire, or a Citi Custom Cash Card. With consumer credit...
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Millennials and Gen Z Will Love the Amex Gold Card as Much as Their Parents
The American Express Gold Card has new rewards benefits in travel and dining—both popular categories favored by Millennials and Gen...
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Credit Card Debt Isn’t Equally Distributed Among U.S. States
The amount of credit card debt U.S. consumers have accrued is now $1.3 trillion and rising, but some states have...
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What Are the Preferred Payment Methods at Physical Locations?
In the ever-evolving landscape of retail, understanding consumer preferences for payment methods at physical locations has become crucial for businesses...
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Paycheck Advances Should be Considered Loans, Says CFPB
The Consumer Financial Protection Bureau proposed an interpretive rule classifying paycheck advances and earned wage access (EWA) products as consumer...
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