Fed’s Proposed Debit Fee Changes Garners Mixed Reactions
Last week, the Federal Reserve Board voted in favor of a proposal to lower the maximum interchange fee that covered...
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Credit
Credit impacts both consumers and businesses, playing an important role in personal finance and economic growth. It allows consumers to make purchases and helps businesses conserve cash while expanding operations.
In the UK, Consumers Plan to Lean on BNPL for Holiday Purchases
As consumers get ready for the upcoming holiday season, many are keeping a watchful eye on how much they plan...
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Bank Connectivity and Payment Processes Must Follow Best Practice Protocols
Bank connectivity and payment processes are critical operations for any business. With the introduction of multiple banking relationships, payment processes...
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Fenergo Study Sheds Light on Fraud Prevention Challenges After FedNow Launch
The launch of FedNow was the most highly anticipated payment system news in the United States this year. The system...
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What Factors are Desired by Credit Card Applicants?
In today's dynamic financial landscape, choosing the right credit card is a pivotal step toward achieving your financial goals. Whether...
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What Merchants Want from their Payment Service Providers
The current economic environment has been challenging for both consumers and businesses. To cut costs, businesses are prioritizing reducing the...
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Leveraging FedNow for Competitive Advantage: 5 Strategies Software Vendors Should Consider
With the rollout of the FedNow instant payment service, the realm of real-time payments and immediate reconciliation has opened up...
Read moreDetailsFinancially Vulnerable Consumers Are Most Likely to Use BNPL Services
U.S. consumers with lower credit scores and greater unfulfilled credit needs make up a significantly disproportionate share of buy now,...
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Chaos on West Street: Goldman Sachs and Credit Cards
The product announcements had all the panache of a Silicon Valley Launch, with big screens, big promises, and a business...
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Where is Credit Card Debt Headed?
In an era where financial transactions are increasingly digitized, credit cards have become indispensable tools for millions of consumers. However,...
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