Credit

Credit impacts both consumers and businesses, playing an important role in personal finance and economic growth. It allows consumers to make purchases and helps businesses conserve cash while expanding operations.

Mobile Payments

Do Consumers Prefer Mobile Apps or Plastic?

by PaymentsJournal

October 10, 2018

In 2016, 45% of consumers were open to replacing plastic with an app One year later, only 28% of consumers...

Credit

Brian Riley Analyzes Discover’s Big News on Small Business Credit

by Brian Riley

October 10, 2018

Today we’re focusing on small business and specifically Discover’s recent news and Mercator’s recent coverage of the space (in the...

Faster Payments

Wait, What Did the Fed Just Say About Real-Time Payments?

by Sarah Grotta

October 5, 2018

I ’ve just returned from the Federal Reserve’s inaugural FedPayments Improvement Community Forum in Chicago, and the impact of announcements...

Credit

Predictable Credit Card Rates: Fuggedaboutit

by Brian Riley

October 5, 2018

I first got into credit cards around the time of the landmark Marquette decision (Marquette Nat. Bank of Minneapolis v....

Faster Payments

Facilitating Faster Payment Settlement

by Sarah Grotta

October 4, 2018

Greetings from the FedPayments Improvement Community Forum. This gathering of 400’ish financial institutions, service providers, Fed personnel and analysts is...

Credit

Squaring off with Credit Cards: Installment Loans Trending Up

by Brian Riley

October 4, 2018

As traditional lenders like Citi and American Express dust off old policy manuals for installment loans as a supplement to...

Faster Payments

Visa and Postmates Deliver “Instant Deposits” to Postmates’ Fleet via Stripe Instant Payouts

by PaymentsJournal

October 3, 2018

SAN FRANCISCO--(BUSINESS WIRE)-- Today, Visa announced an agreement with Postmates, the nation’s largest on-demand delivery network, to enable real-time2 funds disbursement...