Credit Card Statements: You Can Charge But You Can’t Hide
Three reads in today’s news illustrates one of the many wonderful things about credit cards: they force documentation. The documentation...
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Credit
Credit impacts both consumers and businesses, playing an important role in personal finance and economic growth. It allows consumers to make purchases and helps businesses conserve cash while expanding operations.
Payments in India: A Rapidly Maturing Market
Here is a very good read on the Indian market from Forbes India. The market is quickly modernizing, though with...
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The Low Down On Sustainable Mortgages
On the face of it, mortgages are a way of financing the purchase or improvement of your home. But the...
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What Are 7 Major Challenges for Credit Card Executives?
Asset-Backed Securitizations (ABS): Securitizations volumes have been erratic - plummeting during the recession, followed by a 2017 surge. Another...
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Make Your Credit Card the Consumer Card of Choice: Where Payments and Loyalty Meet – on a Mobile App of Course
As we see millennial spending power increase and await the impact of Generation Z, it is an absolute must for...
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Credit Card Profitability Plummets
Credit card banks Return on Assets fell from 4.94% (2014) to 3.37% (2017) The fall in ROA is forecasted to...
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Notes on analyst Sarah Grotta’s Faster Payments: US Platforms
Same Day ACH: NACHA has proposed opening more processing windows, which will help process ACH transactions more quickly. The governing...
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2018 Faster Payments volume predicted to break
The financial industry is undergoing rapid evolution as faster payments gain momentum, and 2018 is shaping up to be a...
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Notes from analyst Sarah Grotta’s Faster Payments: Concepts
Ubiquity: payment systems have strong 'network effects,' gaining value exponentially as end points increase. The opposite is also true,...
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How Fast is Faster Payments Going to Grow?
Data for this episode of Truth In Data provided by Mercator Advisory Group's report Faster Payments: U.S. forecast, 2017-2021 by Sarah...
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