What Generation is Most Likely to Use BNPL?
Buy Now Pay Later (BNPL) has revolutionized the way consumers approach shopping, offering a modern and enticing alternative to traditional...
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Credit
Credit impacts both consumers and businesses, playing an important role in personal finance and economic growth. It allows consumers to make purchases and helps businesses conserve cash while expanding operations.
CFPB, HHS, and Treasury Department Launch Inquiry into Medical Credit Cards
In a move that may have far-reaching consequences for healthcare financial products, the Consumer Financial Protection Bureau (CFPB), the Department...
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Credit Card Delinquency: Here Comes the Wave
You may have called me Chicken Little when I said in late 2022 that 2023 would be a rugged year...
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Malaysia Emerges as a Leading Contactless Payment Market in Asia
According to a 2022 Visa Consumer Payment Attitudes study, which looked at cashless habits within Southeast Asia, digital payments have...
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Third-Party Comparison Websites Are Valuable Tools for Acquiring New Accounts
Third-party comparison websites (TPCs) are invaluable tools that enable consumers to make informed decisions before purchasing products and services. One...
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Does Durbin Know What He Is Doing, or Just Rustling Consumers?
An opinion column in today’s WSJ highlights some of the logical flaws in the so-called Credit Card Competition Act of...
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What Generation is Applying for Credit Cards?
Credit cards have become an essential financial tool for the modern generation. While applying for a credit card may seem...
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PayPal and Venmo Launch Tap to Pay for Small Businesses
PayPal has introduced its Tap to Pay for Venmo and PayPal Zettle businesses in the U.S., enabling small businesses to...
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Square Unveils New Credit Card, Cash Flow Management Products
Square has announced the beta launch of its new banking products, including a credit card and cash flow management tools....
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Real-Time Payments Adoption in the U.S. Requires a Pragmatic Approach
Real-time payments are changing the way money moves within the U.S. With payments processed securely, efficiently, and instantly, this can...
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