CFPB: Are Late Fees to Offset Delinquency Costs, or for Revenue?
Pricing credit cards is often an art as much as a science. The card issuer faces the challenge of being...
Read morePricing credit cards is often an art as much as a science. The card issuer faces the challenge of being...
Read moreMuch has been written about the so-called “Super Apps” in China such as WeChat and Alipay, including in Mercator member...
Read moreOur view of BNPL is mixed. Consumers are ready for something new, as evidenced by the product’s growth. Lenders are...
Read morePayPal moves deeper into the consumer finance market with their announcement today of Pay Monthly, a new option that provides...
Read moreThere is no way to fight it, but interest rates are rising quickly. It is a countermeasure against inflation, which...
Read moreThe credit card is one of the most common forms of consumer lending. Credit cards allow consumers to borrow money...
Read moreNew payment types and form factors are finding viable use cases in the gig economy. Yahoo! Finance noted that drivers...
Read moreInteresting times at Apple, as a crowd of fintech analysts forms to see how far Apple will wade into the...
Read moreConsumers today have been conditioned to expect everything in a real-time digital environment. Whether they’re taking out a loan, buying...
Read moreThere is a prominent gap in financial equality in developing countries due to sparse financial infrastructure and economic pitfalls. Behavioral...
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