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To learn more about how embedded finance is evolving and becoming intertwined with open banking, Payments Journal sat down with Betty...

Digital innovation has transformed payments for businesses and consumers in recent years. One area that has lagged, however, is accounts...

No company can afford to lose customers or forego revenue because of errors and inefficiencies, but that’s exactly what’s happening...

For criminals who specialize in taking advantage of the financial sector, the last few years have been a boon. Due...

The technology and payment rails to enable real-time payments in the U.S. already exist, though real-time and faster payments still...

In the wake of a pandemic and at a time when consumers are inseparable from their devices, eCommerce companies are...

Account takeover (ATO) fraud, through which a bad actor takes over an individual’s financial accounts without their knowledge, is one...

Browser security is now mission-critical for any organization that processes payments online. This reality is a key element of the...

Buy Now, Pay Later (also known as BNPL) as a consumer financing option—and, importantly, a merchant marketing tool—is a relatively...

Merchants, their acquiring banks, and payment service providers (PSPs) all face a daunting challenge: They’re under pressure to reduce ever-increasing...