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For years, payments have largely fallen into two camps: horizontal platforms built to serve a broad range of businesses, and...

The more banking moves onto a smartphone, the harder it becomes for financial institutions to create a tangible connection with...

In their bids to build consumer loyalty, credit card issuers have continued to one-up each other with attractive perks and...

A criminal pieces together a synthetic identity using fragments of personal information stolen from different individuals—a Social Security number from...

Breakage from gift cards—the money loaded onto prepaid cards that is never redeemed by the recipient—may look like free income,...

Financial institutions go to great lengths to shield their customers from fraud, but many are still utilizing an incident-driven approach....

Fraudsters no longer need to reinvent their tactics from scratch. With artificial intelligence and increasingly sophisticated access to consumer data,...

For years, identity protection has largely operated on a simple premise: alert consumers when their identity is being misused. If...

A customer views their transaction history in their mobile banking app and sees a payment made to a merchant whose...

Agentic commerce isn’t some future scenario—it’s already happening. Merchants offering agentic shopping experiences, and processors are facilitating payments through bots....