Featured Report

Buy Now, Pay Later (also known as BNPL) as a consumer financing option—and, importantly, a merchant marketing tool—is a relatively...

Merchants, their acquiring banks, and payment service providers (PSPs) all face a daunting challenge: They’re under pressure to reduce ever-increasing...

What’s possible in global payments continues to be redefined, revisited, and reimagined. The traditional lines between banking, payments, and commerce...

Biometrics leap out of science fiction into real life In the 1971 James Bond movie “Diamonds are Forever”, biometrics was...

Payment facilitation, or PayFac, is quickly becoming table stakes for many merchants. With new technology diversifying payment methods across all...

To build on an earlier article unpacking a new Mercator Advisory Group white paper, Credit Scoring, Fintech, and Consumer Loans:...

The payments systems infrastructure at many traditional financial institutions — banks and credit unions — is showing its age at...

To unpack a new Mercator Advisory Group white paper released this week, Credit Scoring, Fintech, and Consumer Loans: Why AI...

The digital, on-demand nature of today’s world is changing the way consumers engage with brands and businesses – and what...

Consumers today have been conditioned to expect everything in a real-time digital environment. Whether they’re taking out a loan, buying...