Industry Opinions

The world of consumer banking received an innovation boost when the EU regulation PSD2 enforced the rails for Open Banking....

Embedded finance, the seamless integration of financial services adopted by non-financial companies, has been making waves in the payments industry...

With digital payments picking up steam around the world, it could be said that the future of the physical card...

You can’t say crypto without mentioning Decentralised Finance (DeFi). Institutions are pouring billions of dollars into new and exciting ventures...

Biometrics are quickly becoming one of the most common methods for identity and access management (IAM), with over 85% of...

On-time payments are an absolute must for service businesses to remain operational. Timely payments from clients make it easier to...

In the late 1990s, Linus Torvald launched Linux as a way to democratize source code. Shortly thereafter, other companies released...

To build upon two previous articles that unpack the recent Mercator Advisory Group white paper Credit Scoring, Fintech, and Consumer...

The ongoing overdraft debate in the financial industry has long focused on fees. Many financial institutions are putting “fee-free” programs...

For businesses of any size, maintaining a smooth cashflow has always been a key priority. In fact, according to recently...