Open Banking

The European Union is preparing to raise the stakes for open banking. With the Third Payment Services Directive (PSD3) and...

More emails about privacy practices and data disclosures are landing in consumers’ inboxes. As users’ digital footprints expand, these messages...

Third-party fintech companies have transformed financial services and accelerated the rise of open banking, but their access to sensitive customer...

Secure real-time payments are foundational to the open banking model, enabling users to pay directly from their bank accounts across...

One of Africa’s largest payments processors, Flutterwave, is acquiring API-driven fintech Mono, a move that could reshape how lenders assess...

Fintechs play a pivotal role in the financial services landscape, yet many existing regulatory frameworks were not designed with them...

The humble demand deposit account has been the cornerstone of the financial services system for decades. However, banking customers who...

In another sign of open banking’s growing role in crypto, Coinbase and Tink have launched direct bank-to-crypto transfers in Germany....

In a deal that could have far-reaching ramifications for the U.S. financial service industry, Plaid will pay JPMorgan Chase (JPMC)...

As concerns grow over the relationships between fintechs and banks, Visa will reportedly shut down its open banking services in...