Industry Opinions

Not long ago, payments meant paper, ink, and a trip to the mailbox. Today, consumers expect the opposite—transactions that are...

Recent research from CompoSecure and Capuchin Behavioural Science shows that issuing metal cards is an incredibly efficient way for banks...

Too often, those most in need of assistance are the last to receive it—delays compounded by manual processes and outdated...

Once a humble piece of plastic tied to a single merchant, gift cards have evolved into flexible ecosystems that sit...

As the 2025 holiday season approaches, a convergence of payments technology—from embedded financial services to agentic AI—will influence consumer shopping...

A roaring fireplace radiates warmth and light while a snowstorm rages outside—a classic holiday scene. But these days, it’s just...

Student loan repayments have followed an erratic path since March 2020. Payments were suspended at the start of the pandemic,...

Although there have been monumental advances in building financial inclusion worldwide in recent years, substantial gaps remain. For instance, across...

Fraud has long been a constant in the financial services industry—for the same reason the notorious bank robber Willie Sutton...

Emerging rails like real-time payments, stablecoins, and central bank digital currencies have quickly created a fragmented payments ecosystem. This environment...