Industry Opinions

Thanks to the Affordable Care Act (ACA), a new electronic funds transfer (EFT) standard and associated operating rules requires healthcare...

Financial systems and products are increasingly under attack, whether by organized crime, lone hactivists, or state actors. Attackers look for...

Everyone is talking about big changes happening in consumer banking. The prognosticators have been telling us what consumers will think...

According to recent Vantiv/Mercator research, more than three-quarters of consumers 18-34 now have a smartphone, and more than one-third have...

The administrative simplification provisions of the Patient Protection and Affordable Care Act (PPACA) mandate that, which began Jan. 1, 2014,...

The countertop point-of-sale has been consumerized. What does this mean? Well, for a long time, consumer devices were much easier...

The vast majority of middle-to-large-scale organizations are now using electronic payments to at least some degree. In an August Paystream...

It's a common refrain among colleagues at credit unions nationwide: How do we attract younger customers?What's driving the discussion is...

Amazon.com is a disruptor. This is well established. In a little under 20 years, they have become the world’s largest...

Recently, Vantiv and Mercator Advisory Group researchers interviewed merchant and financial industry executives to explore their attitudes toward evolving payment...