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Mercator Insights

Explore articles featuring Mercator Insights, offering in-depth analysis and expert perspectives on the latest trends and innovations in payments, banking, and financial technology, driving industry strategies and growth.

Mercator Insights

Prepaid Transit Applications Show How Prepaid Can Go Beyond Cards

by Ben Jackson

September 20, 2012

With recent advances in technology, thepayments business in general, and prepaid in particular, is movingbeyond its card focus. One area...

Mercator Insights

China UnionPay Prepares for Widespread Contactless Payments

by Terry X Xie

September 19, 2012

China has yet to experience a large-scalerollout of contactless cards or Near Field Communincation-basedmobile payments, but China UnionPay is quietly...

Mercator Insights

A Lesson From the UK: ATM Costs Could Break the U.S. Prepaid Model

by Tim Sloane

September 18, 2012

For many consumers, surcharge-free ATM access is an essential feature of checking accounts and prepaid cards, particularly for those who...

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Renewed Emphasis on Cash Management in Banking

by Edward O'Brien

September 17, 2012

NCR's recent announcement about itsacquisition of cash optimization vendor Transoft International isyet another indication about the importance of cash management...

Mercator Insights

Samsung Leads Charge (So Far) With NFC-Enabled Devices

by Terry X Xie

September 10, 2012

According to recent news reports like this one from Reuters, Samsung sold some20 million NFC-enabled Galaxy S III smartphones in...

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The Days of GPR Are Over!

by Tim Sloane

September 6, 2012

It is no secret that I believe the term"general purpose reloadable" is a huge liability to the prepaidindustry. This entry...

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Shifting Occupational Pools Means Big Changes for U.S. Financial Services

by Patricia Hewitt

September 5, 2012

Listen to Patricia Hewitt read herPerspective.The National Employment Law Project (NELP)this past week released the results of its analysis of...

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The Dystopia of “Minority Report” is Merging with Reality

by Mercator Advisory Group

August 24, 2012

This clip above is from Steven Spielberg's MinorityReport, a film released in the summer of 2002. The scene shows TomCruise's...

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Point-to-Point Encryption (P2PE) and Seat Belts

by David Fish

August 24, 2012

Since Heartland Payment Systems popularizedthe concept after the breach of its servers was disclosed in late2008, the merchant acquiring industry's...

Mercator Insights