Mercator Insights

For years, credit card interest rates inBrazil have been among the world's highest, surpassing 100 percenta year despite the benchmark...

It's no secret that merchant aggregators,firms that act as merchants-of-record for sub-merchants, haveexisted in the payments industry for a long...

In the coming weeks, federal regulators fromthe Federal Trade Commission are expected to outline new ruleswhich will make collecting information...

Not holding a banking license is no longer animpediment to offering financial services products to the consumermarket and with the...

The Consumer Financial Protection Bureau's(CFPB) recent actions against Capital One and Discover shows theagency is committed to enforcing industry best...

Checking account fees are increasing as banks impose higher minimum balance requirements and raise charges for services such as ATM...

A new report from the World Bank ("Who YouTrain Matters: Identifying Complementary Effects of FinancialEducation on Migrant Households", 2012) has...

Although contactless payments have beenaround for years and offer a speedier way to pay than swiping acard, they have yet...

The fall conference season is in full swing,and it promises to offer insight on a wide variety of topics.Mercator Advisory...

With recent advances in technology, thepayments business in general, and prepaid in particular, is movingbeyond its card focus. One area...