Mercator Insights

Explore articles featuring Mercator Insights, offering in-depth analysis and expert perspectives on the latest trends and innovations in payments, banking, and financial technology, driving industry strategies and growth.

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Credit Recovery: Where’s The Barbell?

by Ken Paterson

February 9, 2011

Let's entertain a simplistic, sound bite versionof the U.S. consumer marketplace: the "haves" and the "have nots."If the holiday season...

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A Borders Bankruptcy May Mean a New Round of Trouble for Gift Cards

by Ben Jackson

February 8, 2011

Rumors are circulating in the press thatbookseller Borders Group may file for bankruptcy as soon as nextweek. Already the Internet...

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We’ll Do Better Next Time

by Patricia Hewitt

February 7, 2011

The Financial Crisis Inquiry Commission'sreport has not minced words when it comes to doling out blame forthe financial crisis, and...

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Small Business Credit Cards To The Rescue! (Anyone Out There)?

by Ken Paterson

February 4, 2011

As we summarized in our recent report,Small Business Credit Card Outlook 2010: Dare We Call theBottom?, the small business credit...

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Device Fingerprinting: Don't Throw the Baby Under the Bus

by George Peabody

February 4, 2011

Every PC and mobile device has a nearly unique configuration -one that can be scanned by service providers like Kount...

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Governments Role in Payment Card Market Development: The Case of Argentina

by Terry X Xie

February 1, 2011

Sometimes it is hard to overestimate thegovernment's role in facilitating (or demanding) the development ofmodern electronic payments in different countries.According...

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The Federal Government’s Hard Case for the Identity Ecosystem

by George Peabody

January 30, 2011

The federal government's idea for simplifyingour online lives, especially with respect to e-commerce, is gettingsome traction in the popular online...