Mercator Insights

The release of the FederalReserve's G19 statistics on consumer credit outstanding in midNovember held more bad news for credit cards.While...

As issuers continue to work throughtheir post CARD Act, post Durbin amendment credit card businessstrategies, perhaps the last thing they...

As the Federal Reserve wrapped up their fact-finding inNovember (their Durbin-related surveys were due back October12th), TCF Financial filed a...

The hard focus of US mobile payments has been on nearfield communications-based proximity payments as the comingrevolution. And it will...

Nearly every large retailer in the United States sells gift cards with the thought that one way or another, the...

On October 6, 2010, the Office of Thrift Supervision (OTS)issued a Supervisory Directive to MetaBank that requires MetaBankto obtain written...

While the prepaid industry has been rocked by the OTS'sapparent action against MetaBank restricting new program activity,it may be easy...

As Elizabeth Warren gears up the Consumer FinancialProtection Bureau (CFPB), she has made it plain that lenders of allkinds will...

At its second developersconference, PayPal announced a slew of capabilities and newapplications that embed PayPal deeper into the retailer paymentsconsciousness....

Over the last several years, I've written for Mercatorclients about what Apple's up to with near field communications(NFC) and even...