Cross Border Payments Will Take Priority in 2020
One of the themes in the 2020 Outlook for commercial & enterprise payments is “globalization”, with subtexts around digital everything...
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Open Banking
Stay updated with insights on open banking at PaymentsJournal. Explore trends, news, and expert analysis on the advancements and regulations shaping the future of open banking.
5 API Standards PSD2 Still Hasn’t Refined:
Open banking initiatives built around PSD2 were designed to create greater competition, innovation, and consumer choice across financial services, but...
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10 Characteristics of Comprehensive Payment as a Service Platform
Payment as a Service platforms are rapidly reshaping the financial services industry as banks, card networks, and fintech providers embrace...
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Nets Teams Up with Bankify in Open Banking Partnership
Bankify, a Finnish fintech company, and Nets, a leader in the payments industry, have entered into a strategic partnership that...
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There Are Four Broad Categories of the Payment as a Platform (Paas) Business Models:
Don’t miss another episode of Truth In Data! Click on the red bell in the lower-left corner of your screen...
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Open Banking Has Two Negative Characteristics:
Don’t miss another episode of Truth In Data! Click on the red bell in the lower-left corner of your screen...
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Sibos Conference Recapped Major Banking Themes of 2019
This posting in Finextra is a recap of major themes from the 2019 Sibos conference, the annual SWIFT event, which...
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EU Goes Open Banking While US Banks Increasingly Restrict 3rd Party Access
While the EU has regulated Open Banking, banks in the US market have taken a more strategic approach to partnering....
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BBVA Will Sell through Amazon. This Isn’t Open Banking.
In our recent report “The Emergence of API Platforms: Open Banking and Payments Drive New Business Models,” we identified the...
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What Obligation Does an FI Have to Provide Third Parties Access to Consumers’ Banking Accounts?
In the U.S., where open banking is not mandated as it is in the European Union and other countries, fintechs...
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