The PaymentsJournal Podcast

Amid the rapid transformation of the payments industry, merchants have leveraged multiple acquirers to navigate new payment types, regulations, and...

The ACH Network is reliable and ubiquitous. And over the past year, it continued to realize strong growth, both in...

Fraud is evolving faster than ever, with AI-powered scams, deepfake-enabled identity theft, and a surge in account takeovers putting financial...

Banks are no strangers to artificial intelligence. For years, machine learning and deep learning models have quietly powered fraud detection,...

In today’s world, nearly anything a business or individual desires is available instantly. Yet, for most, receiving a payment still...

The rise of artificial intelligence is coinciding with a shift toward instant payments that are increasingly difficult to stop once...

Digital banking has trained consumers to expect speed, simplicity, and instant results. Yet, when those same expectations reach the commercial...

As payments have evolved from cash and checks to cards and digital payments, something essential has been lost: the human touch. Yet consumers are not data points—they crave a...

Running a small business is hard enough—juggling operations, customers, and cash flow. Now imagine software that not only streamlines day-to-day...

Creating a synthetic identity used to be the realm of seasoned hackers, but now it can be done with a...