The PaymentsJournal Podcast

Digital transformation is top of mind for financial institutions of all stripes, yet many are cautious when initiating such projects...

There is a common misconception that today’s bank and credit union customers want to do everything in a digital channel....

Digital innovation has transformed payments for businesses and consumers in recent years. One area that has lagged, however, is accounts...

The technology and payment rails to enable real-time payments in the U.S. already exist, though real-time and faster payments still...

Buy Now, Pay Later (also known as BNPL) as a consumer financing option—and, importantly, a merchant marketing tool—is a relatively...

Merchants, their acquiring banks, and payment service providers (PSPs) all face a daunting challenge: They’re under pressure to reduce ever-increasing...

It’s 2022 and many consumers are splitting restaurant bills with peer-to-peer (P2P) apps and initiating a wide range of payments...

Like companies in other realms of financial services, credit unions must grapple with how to build the experiences their members...

Payment facilitation, or PayFac, is quickly becoming table stakes for many merchants. With new technology diversifying payment methods across all...

One needn’t look far to see that neobanks and other types of digital-only banks — the upstarts in financial services...