The PaymentsJournal Podcast

In 2021, the Government of Canada passed the Retail Payments Activities Act, which required the Bank of Canada, the nation’s...

Artificial intelligence has had a dramatic effect across industries in a short time. Accounting is no exception, but there has...

When the topic is prepaid cards, the store-branded or general-purpose gift cards at grocery stores and retailers might come to...

As of March 10, 2025, ISO 20022 will become the messaging standard for financial services in the United States. Yet...

Banks allocate significant resources to fighting fraud, both in prevention and in maintaining reserves for potential losses. No matter how...

The ATM industry has undergone a dynamic shift that has taken automated teller machines far beyond cash dispensation. As the...

With no relief from inflation in sight, consumers are bracing for an expensive holiday shopping season, especially with only 27...

Access to emergency funds provides peace of mind, especially when many people find themselves scrambling to cover expenses. Given the needs...

The upcoming conversion to ISO 20022 presents both challenges and opportunities for banks. It allows them to drive potential efficiencies...

Open banking has come to encompass so much that it can be hard to define. At its heart, open banking...