Should We Hold the Narrative on Retail’s Death Spiral?
Shopping at physical stores is the preferred channel for 17 of 21 merchant verticals After online research, 31% of consumers...
Read moreDetails
Truth In Data
Discover Truth in Data articles on PaymentsJournal. Uncover detailed data insights and trends in the payments industry to stay informed and make smart decisions.
What Age Segment Is Least Likely to Research Products and Services on Their Smartphone?
Data for this episode of Truth In Data provided by Mercator Advisory Group's report, Customer Merchant Experience Survey by Karen Augustine, Manager,...
Read moreDetails
What Are 7 Major Challenges for Credit Card Executives?
Asset-Backed Securitizations (ABS): Securitizations volumes have been erratic - plummeting during the recession, followed by a 2017 surge. Another...
Read moreDetails
Credit Card Profitability Plummets
Credit card banks Return on Assets fell from 4.94% (2014) to 3.37% (2017) The fall in ROA is forecasted to...
Read moreDetails
Notes on analyst Sarah Grotta’s Faster Payments: US Platforms
Same Day ACH: NACHA has proposed opening more processing windows, which will help process ACH transactions more quickly. The governing...
Read moreDetails
2018 Faster Payments volume predicted to break
The financial industry is undergoing rapid evolution as faster payments gain momentum, and 2018 is shaping up to be a...
Read moreDetails
Notes from analyst Sarah Grotta’s Faster Payments: Concepts
Ubiquity: payment systems have strong 'network effects,' gaining value exponentially as end points increase. The opposite is also true,...
Read moreDetails
It’s being called, “The biggest change – ever – in bank accounting”
Data for this episode of Truth In Data provided by Mercator Advisory Group's report Current Exprected Credit Loss (CECL) Accounting: Redical...
Read moreDetails
How Fast is Faster Payments Going to Grow?
Data for this episode of Truth In Data provided by Mercator Advisory Group's report Faster Payments: U.S. forecast, 2017-2021 by Sarah...
Read moreDetails
What percent of digital commerce is conducted through Amazon?
Data for this episode of Truth In Data provided by Mercator Advisory Group's report The Intersection of Digital & Debit, by...
Read moreDetailsMust Reads
©2024 PaymentsJournal.com | Terms of Use | Privacy Policy
