Tokens work because….?
Payment Account Reference: Finding the Cardholder in a Sea of Tokens, by Sarah Grotta I think of tokens like a...
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Truth In Data
Discover Truth in Data articles on PaymentsJournal. Uncover detailed data insights and trends in the payments industry to stay informed and make smart decisions.
We’ve entered a new world of “concierge commerce,” where…?
Conversational Commerce Speaks to New Market Opportunities for Merchants, by Sue Brown
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Two leading indicators have emerged for consumers selecting a financial institutions based on ATM criteria:
ATM as Branch: The Potential of ATM-Based Self-Service as a Substitute for Branches, by Ken Paterson
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You’d think faster payments would replace cash, but:
2018 Outlook: US Payments, by Aaron McPherson
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After consumer loans, Goldman Sachs went SMB with their 5th move to build…?
Goldman Sachs Credit Cards: A Golden Opportunity, by Brian Riley Competing with unicorn "disruptors" Prosper and regular retail banks. Ironically,...
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Strong customer authentication is a procedure based on the use of two or more of the following:
International Commercial Card Markets Outlook 2016-2021, by Steve Murphy
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In-store centric consumers do not have high participation rates in…?
The lack of strong participation in store-oriented segments is concerning. It suggests that many loyalty programs are not accessible to...
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The “Amazon Effect” is when…?
Conversational Commerce Speaks to New Market Opportunities for Merchants, by Sue Brown
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Despite the hype, mobile commerce only has a few verticals where it’s the most-used purchasing channel:
The Customer Merchant Experience, by Karen Augustine
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Reflecting the decline in check use, _____% of ATM users didn’t even have a check to cash in the last 12 months
ATM & Self Service Banking; The Importance of Surcharge-Free ATM Networks by Karen Augustine
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