PaymentsJournal
No Result
View All Result
SIGN UP
  • Commercial
  • Credit
  • Debit
  • Digital Assets & Crypto
  • Digital Banking
  • Emerging Payments
  • Fraud & Security
  • Merchant
  • Prepaid
PaymentsJournal
  • Commercial
  • Credit
  • Debit
  • Digital Assets & Crypto
  • Digital Banking
  • Emerging Payments
  • Fraud & Security
  • Merchant
  • Prepaid
No Result
View All Result
PaymentsJournal
No Result
View All Result

Electronic Identity Cards for Every European Citizen?

By Tristan Hugo-Webb
May 8, 2013
in Mercator Insights
0
0
SHARES
0
VIEWS
Share on LinkedIn
Hand holding smart phone mobile with bitcoin currency symbol

Hand holding smart phone mobile with bitcoin currency symbol

Speaking at the European Citizens’ Initiativelast month, European Commission Vice-President Maroš Šefčovič saidhe believed that all European Union citizens will be required tocarry electronic identity (eID) cards in the not too distantfuture. With the majority of EU countries already using or planningto implement eID cards in the coming years, one would expect thecomment to go relatively unnoticed.

Several EU countries including the United Kingdom, Denmark andIreland are firmly opposed to eID cards and find Šefčovič’salarming. “The EU should not even consider foisting identity cardsupon us. Some EU Member States may find them useful but in the UKthey have been roundly rejected by the voters,” says Syed Kamall,one of the UK delegates to Brussels.

eID-card proponents say the cards offer numerous opportunitiesthat extend beyond just serving as a form of identification, butinto the payments space and improving governmental efficiency. Forexample, the Portuguese government has been phasing in the nextgeneration identity card. Equipped with a smartcard chip, the newID card can incorporate the function of five othergovernment-issued cards: the old national identity card, thetaxpayer ID card, the social security card, the voter ID card andthe social services card. Besides serving as the main form ofidentification, the new ID card can be loaded with funds from acitizen’s bank account, which in turn can be used to pay one’staxes or other government fees like car registration.

Opponents, however, say privacy concerns are paramount, withpotentially sensitive health records and personal data recorded onthe smartcard. They argue the information stored on the chip cantoo easily be stolen and the cards will provide the government withmore information on its citizens then it requires. Some Europeancountries have avoided forced citizen adoption as a result ofprivacy concerns. While countries such as Denmark and Ireland havesimply rejected eID cards entirely, other countries such as Swedenand Serbia have given their citizens the choice to adopt the cardsor to retain regular cards.

There is no doubt electronic identity cards offer great promise forimproving government payments to its citizens, and from citizens togovernments. Russia is taking eID cards a step further and tryingto make them as useful as regular debit cards, enabling them formass-transit payments and other goods and services. While eID cardsmay be better suited for government payments, the universal eIDcard in Russia highlights the immense potential the cardspresent.

For more information about other payment developments aroundelectronic identity cards, see Mercator Advisory Group’s researchnote titled Global CitizenID Initiatives, published in April 2013. It details the growingEuropean debate on eID cards and examines further paymentdevelopments on electronic ID cards worldwide.

0
SHARES
0
VIEWS
Share on LinkedIn
Tags: Banking ChannelsCompliance and RegulationCreditDebitFraud Risk and AnalyticsMobile PaymentsPoint of SalePrepaidSelf Service and Convenience

    Get the Latest News and Insights Delivered Daily

    Subscribe to the PaymentsJournal Newsletter for exclusive insight and data from Javelin Strategy & Research analysts and industry professionals.

    Must Reads

    ai spend

    Escalating AI Spend Is Prompting a Strategic Recalibration

    October 16, 2026
    bank chatbot

    How Banks Can Nail the Handoff from Chatbots to Human Agents

    October 15, 2026
    diagonal payments solutions

    The Next Evolution in Payments: Diagonal Thinking

    October 14, 2026
    Mikko Kahkonen

    Making Physical Cards Matter in a Digital World 

    October 13, 2026
    debit loyalty

    Building Loyalty Via Debit Means Maximizing Rewards Potential

    October 12, 2026
    synthetic identity fraud

    Synthetic Identity Fraud Is Surging—and Often Goes Unnoticed

    October 9, 2026
    Gift cards

    Lessons from the Gift Card Forum: The Critical Shift from Breakage to Redemption

    October 8, 2026
    AI-powered fraud prevention

    In the Escalating Fraud Fight, Industry Solidarity Is Imperative

    October 7, 2026

    Linkedin-in X-twitter
    • Commercial
    • Credit
    • Debit
    • Digital Assets & Crypto
    • Digital Banking
    • Commercial
    • Credit
    • Debit
    • Digital Assets & Crypto
    • Digital Banking
    • Emerging Payments
    • Fraud & Security
    • Merchant
    • Prepaid
    • Emerging Payments
    • Fraud & Security
    • Merchant
    • Prepaid
    • About Us
    • Advertise With Us
    • Sign Up for Our Newsletter
    • About Us
    • Advertise With Us
    • Sign Up for Our Newsletter

    ©2026 PaymentsJournal.com |  Terms of Use | Privacy Policy

    • Commercial Payments
    • Credit
    • Debit
    • Digital Assets & Crypto
    • Emerging Payments
    • Fraud & Security
    • Merchant
    • Prepaid
    No Result
    View All Result