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Regions Bank and Fiserv Advance P2P Mobile Commerce

Mercator Advisory Group by Mercator Advisory Group
July 11, 2011
in Analysts Coverage
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Regions Bank’s new service, Regions Personal Pay, enables online banking customers with a checking or money market account to send and receive payments using a mobile phone number or e-mail address. Individuals receiving money are notified by a text that provides instructions about how to claim their funds. Customers can claim money at no cost, but Regions charges $1 to send funds.

“Regions Personal Pay is a reliable solution to pay friends, family or others for everything from a lunch, to sending money to a child in college, to fundraisers, gifts and more,” said Chris Cox, head of Regions eBusiness. “In addition to being easy-to-use, Personal Pay uses state-of-the-art security and encryption on every transaction, giving customers both the reliability and stability of Regions behind their transactions and the convenience of a new valuable service at their fingertips.”

Personal Pay is powered by Fiserv’s Zash Pay network which connects over 700 financial institutions and more than a million users of the P2P service. Enrolling in the service is free for Regions and non-Regions customers.

“Increasingly consumers are looking, not toward third-party providers, but toward trusted financial institutions for this type of person-to-person payment option,” said Tony Catalfano, Fiserv division president for electronic payments.

Read more at http://tinyurl.com/6dxb8ob

Tags: Mobile Payments
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