Consumer Credit Scores: It’s Complicated
On July 19, the Consumer Financial ProtectionBureau (CFPB) released its report to Congress, The Impact ofDifferences Between Consumer- and Creditor-Purchased ...
Tag: Prepaid
Stay updated with insights on prepaid solutions at PaymentsJournal. Explore trends, news, and expert analysis on prepaid cards, payment systems, and their impact on consumer finance.
Interchange Regulations Could Harm Prepaid Cards’ Ability to Help the Unbanked
The Durbin Amendment to the Dodd-Frank Wall Street Reform Act could hurt the ability of prepaid cards to help underbanked ...
Durbin for Acquirers – To Pass Through or Not to Pass Through, That is the Question
Acquirer pricing strategies in the age of Durbinwill likely see major revision before the October 1st deadline forimplementation of the ...
Social Buying Payment Influences
The proliferation of social buying sites likeGroupon, is threatening to become more white noise in the market,and so we have ...
What the Borders Bankruptcy Could Mean to the Future of Gift Cards
Book seller Borders Group, Inc.'s liquidationplan calls for it to continue honoring gift cards and providingdiscounts to members of its ...
Credit Card Borrowing: An Upturn or Just Gas Pains?
Even before we have the quarterly data fromVisa and MasterCard, we know that credit card-based spending is up.And American Express's ...
CFPB: Credit Cards On The Radar (Literally)
One of the joys of Google searches is theunintended find. I was looking for something of earth-shatteringimportance to the credit ...
Rewards and Darwin – Evolution in Action
With the announcement of the final debitinterchange rules, one might expect debit rewards programs toevolve more rapidly in the direction ...
FinCEN Adds to the Prepaid Compliance Officer’s Headache
The Financial Crimes Enforcement Network (FinCEN) released its final rules that amend the Bank Secrecy Act regulations in regards to ...
How Do You Solve The Problem of Purchasing Online Without A Credit Card?
In a consumer environment increasingly wired to the Internet, credit cards prove effective tools for carrying out online purchases due ...
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