Block Unlocks Cash App Score Amid Alternative Credit Scoring Push
Consumers’ financial lives have become fragmented among multiple banks, fintechs, and platforms. At the same time, digitization has delivered more ...
Tag: Alternative Credit Data
Stay updated with insights on alternative credit data at PaymentsJournal. Explore trends, news, and expert analysis on alternative credit data solutions and their impact on lending.
The FICO Score and Alternative Data: Opening the Sales Funnel Is One Thing, Mitigating Risk Is Another
To build on an earlier article unpacking a new Mercator Advisory Group white paper, Credit Scoring, Fintech, and Consumer Loans: ...
Music, Payments, & Fintechs: Unpacking the Complicated Intersection of Payments & the Music Industry
In the abstract, payments seem easy enough. In exchange for a good or service, one person will pay another, either ...
Alt. Data and Credit Scoring: Interesting Idea at the Wrong Time
The concept of alternative data and credit card scoring needs to center on “why.” Credit is saturated in the United ...
Alternative Financial Data Offers More Clarity to Traditional Credit Risk Assessment
Consumers in no-file and thin-file segments with little to no markers of credit assessment face significant challenges to credit access ...
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