Tag: Card Act 2009

June 30 is a pivotal day in the credit card industry. Delinquency risk is locked for the current year, and ...

Despite the current economic conditions and the highest inflation rate in almost four decades, the credit card industry continues to ...

Pricing credit cards is often an art as much as a science. The card issuer faces the challenge of being ...

Secured credit cards play an important role in consumer credit for those with thin or no credit records. They enable the ...

There are plenty of discussions these days about financial inclusion, but lenders must think twice before lowering standards to embrace ...

“Gen Z young adults look to payment mechanisms other than credit cards.” This is an example of a typical headline ...

In its December 2019 Report to Congress, the CFPB indicates lenders, particularly credit card firms, highly comply with standards required ...

With the CARD Act of 2009 and Dodd-Frank, it is easy to assume that U.S. presidential candidates hate credit cards, ...

In Mercator Advisory Group's research on secured cards, we noted how the market changed since the Credit Card Accountability Responsibility ...

The CARD Act of 2009 set explicit restrictions on the card issuance for college students. From my experience with adult ...