CFPB: Are Late Fees to Offset Delinquency Costs, or for Revenue?
Pricing credit cards is often an art as much as a science. The card issuer faces the challenge of being ...
Tag: card act 2009
KeyBank: Best Practices in Secured Cards
Secured credit cards play an important role in consumer credit for those with thin or no credit records. They enable the ...
Get Secured Credit: New BoA Card Creates a Small Business Option
There are plenty of discussions these days about financial inclusion, but lenders must think twice before lowering standards to embrace ...
Younger Adults Shy Away from Credit
“Gen Z young adults look to payment mechanisms other than credit cards.” This is an example of a typical headline ...
TILA, EFTA and CARD Act Compliance: An A+ for Credit Card Lenders
In its December 2019 Report to Congress, the CFPB indicates lenders, particularly credit card firms, highly comply with standards required ...
Credit Cards: You Might Think Presidential Candidates Hate Them But Maybe Not So Much
With the CARD Act of 2009 and Dodd-Frank, it is easy to assume that U.S. presidential candidates hate credit cards, ...
Graduating Secured Credit Cards to Full Featured Products
In Mercator Advisory Group's research on secured cards, we noted how the market changed since the Credit Card Accountability Responsibility ...
Sallie Mae Moves Beyond Education and Enters the Credit Card Business
The CARD Act of 2009 set explicit restrictions on the card issuance for college students. From my experience with adult ...
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