Big Banks, Small Banks: Big Differences in Credit Card Charge-Offs
A credit card charge-off occurs when the account is 180 days delinquent. At this point, the financial institution must take ...
Tag: Charge-off
Credit Card Operations Budgeting: Risk Not Just Here, It’s Everywhere
As credit policy managers firm up their operational budgets for 2023, keep an eye on the global economy, not just ...
Credit Card Lending: No Guts, No Glory, or Batten Down the Hatches?
You lived through one of the 21st century's three recessions if you are reading this. First in 2001 came from ...
Russia Write-Downs Affect Top Banks, But Credit Cards Hold Steady
1Q22 results show that Russian exposure affected net revenue at some top banks, but credit cards performed well. Bloomberg reported: ...
Quick Calculus for Credit Managers: Inflation and Risk
Rising interest rates will not substantially affect the household’s ability to repay their credit cards, but inflation will. Impact of ...
Extra, Extra, Credit Card Charge-Offs Hit a Historic Low!
We all have plenty to be thankful for, but for credit card managers this is one for the books. This ...
Credit Card Delinquencies: Volume Decreases Choke Collection Agencies
Probably the least regarded segment of credit cards is the lowly collection agency. They work at the back end of ...
The Outlook for 2021 Is Cloudy for Both Credit Card Issuers and Cardholders:
Don’t miss another episode of Truth In Data! Click on the red bell in the lower-left of your screen to ...
Credit Card Forbearance Results So Far:
Don’t miss another episode of Truth In Data! Click on the red bell in the lower-left of your screen to ...
Unemployment Up, Credit Card Debt Down
A general premise about credit cardholders is that there is a sincere commitment to repay. As with everything, there are ...
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